Many people are aware that Social Security disability offers benefits to individuals who cannot work due to a physical or mental disability. This program ensures individuals can pay for necessities and live a comfortable quality of life without worrying about being unable to work. However, this isn’t the only government assistance available. Individuals with a qualifying disability can receive other benefits to improve their lifestyles.
The Importance of Long-Term Disability Insurance
Long-term disability insurance isn’t a lifetime benefit but provides financial assistance to individuals who suffer an injury and cannot work for a time. While some individuals receive long-term disability benefits through their employers, others require government programs. These insurance plans don’t pay the injured or ill party their full salary, but can help them avoid financial hardship during recovery. Once they recover, the benefits end, and they return to work.
What Are the Government’s Disability Benefits Programs?
You may wonder, “What financial assistance can I get from the government if I have a disability?” or “Are there financial assistance programs for the disabled?” Individuals who cannot maintain employment due to a physical or mental disability may qualify for Social Security Disability or Supplemental Security Income benefits. SSDI is available for individuals who have worked the required years and can no longer work due to an illness or injury. SSI, however, is open to anyone based solely on financial need.
While SSDI and SSI are the most well-known government assistance programs for disabled individuals, they aren’t the only option. Some individuals need an extra helping hand. The government offers various assistance programs, some dedicated solely to disabled individuals and others for individuals with financial needs. Some of these programs include:
- Housing Assistance
- Job Training
- Medical Insurance
- Legal Assistance
- In-Home Caregiving
- Service and Emotional Support Animals
Working with an experienced lawyer can help you determine which government assistance programs you qualify for and how to get them.
How Do I Get Government Disability Benefits?
Government disability benefits are never automatic. You must apply for them and provide the appropriate documentation to prove your claim. Qualified lawyers specialize in helping disabled individuals get the disability benefits they deserve, ensuring they provide all the necessary documentation and complete paperwork correctly.
About Mental Illness Disability Benefits
Most people think of physical disabilities when considering government disability benefits. However, some mental illnesses also qualify for benefits. If you’re wondering, “How can I get mental illness disability benefits?” or “Can you get the disability tax credit for mental illness?” you must speak with an attorney from Benefitsclaim.com to discuss your case. Qualifying for disability based on a mental illness is similar to physical disabilities. You will need documentation from your psychologist or mental health professional detailing your mental illness and how it impacts your ability to work. Individuals with mental illnesses that qualify for Social Security disability benefits also qualify for the Disability Tax Credit.
If you’re interested in learning more about government disability assistance options, contact Benefitsclaim.com to speak with a representative.